If you need to hire another vehicle it should normally be similar to your own vehicle. You should keep any losses to a minimum and keep evidence of them. These are called uninsured losses and can cover alternative transport while your own vehicle is being repaired, loss of earnings, personal injuries and the excess on your policy. You can still claim from the other driver's insurer for any injuries or losses not covered by your own policy. If you have a comprehensive policy you should claim from your own insurer, but you may lose your no claims bonus if the insurer can't recover the money from the other driver's insurer. take photographs that you may be able to later use as evidence if you need to make a claim.If you can't do this at the scene take the documents to the police station within seven days if someone is injured, show your insurance certificate or cover note to the police.tell your insurer about the accident straightaway, even if you don't want to make a claim.If someone refuses to give you their details your insurer may be able to trace them through their vehicle registration number exchange names and other details with the other drivers and get details of any independent witnesses.not admit at the scene that it was your fault.And what you can do if the driver is uninsured or won't give you their details. This page tells you what you need to know before you make a claim. If your car is in an accident, you may want to make a claim on your motor insurance.
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